How to Open an Account and Get a Credit Card in Standard Chartered Bank Hong Kong

How to Open an Account and Get a Credit Card in Standard Chartered Bank Hong KongIn Hong Kong, the SC bank offers different account options like Integrated Deposit account, Current accounts (in HKD and foreign currency), Savings accounts (also in HKD and foreign currency), time deposits and other few options.

Depending on the account type that well suits a person, the following steps show how to open an account with Standard Chartered bank in Hong Kong.


Opening an account

If you are aiming to apply for a bank account, for example “Integrated Deposit account“, you have a facility to open it through online banking or selected local branch near to you.

To open an account online, you need to go to official website https://www.sc.com/hk. You will see tab “SAVE“, where accounts and rates will take you to the next page. You will be prompted to a tab “I am looking for” with a set of account options.

Click on “Integrated deposit account“. This kind of account consolidates savings in HKD, RMB and a wide range of foreign currencies.

Click on “Learn more” tab, where you will see features, eligibility, online offers for new customers. You can also check different accounts and currencies that can be listed under a separate tab. Then, click on “Apply Now“, where you will be required to fill personal details.

You need to have HKID card or a passport number if you are not a resident of Hong Kong. As address proof, you need to have a utility bill and statement from other bank.

Bank will process the application form and immediately open the account once all documents, application details are confirmed. All you need to do is to visit the nearest branch to complete some formalities and you are done.

Once this section is complete, the applicant goes ahead with the credit card application section.

Getting a Credit Card

There are different types of credit cards available in the bank in Hong Kong, including:


  • WorldMiles Card
  • WorldMiles Card together with Platinum Credit Card
  • Unionpay Dual Currency Platinum Credit Card
  • Visa Platinum/ Platinum Mastercard
  • Priority Banking Credit Card
  • Executive Platinum Credit Card

Each credit card has its own benefits and therefore it is upon the customer to determine which one of the cards is the best based on personal or business needs.

For the online application, the following documents must be provided by the customer:

  • The Hong Kong Identity Card (HKID)
  • Residential address proof
  • Proof of income

After that, the applicant can select the type of credit card that they interested in from the list provided above. Finally, they need to complete contact information, such as title, name, mobile number and email.

Some of the requirements for this application are:

  • the person must be a Hong Kong resident above 18 years of age
  • the needed documents must be submitted for approval
  • the form should be filled in English
  • the person should read & agree with the terms and conditions.